>MORE: How Much does General Liability Insurance Cost?īelow are the three circumstances you would need liquor liability coverage: In other words, for that wedding you said you would bartend for, it’s probably the hosts responsibility to get special event insurance. However, as a general rule, liquor liability should fall on the hosts of an event or the people providing the alcohol. Laws vary quite a bit from state to state. If you’re searching for a one-day policy for a mobile bartending business, almost every website referred us back to FLIP.Īlso, if you live in any of the following states, FLIP won’t be able to insure you: AL, VT, DC, AK. Prices vary quite a bit by state (states with stricter laws have higher insurance rates). They offer estimates on what you’ll pay for a policy before you enter any information. Food Liquor Liability Program (FLIP) – Best for Bartenders Who Need General Liability and Liquor Liability PoliciesįLIP specializes in providing insurance to those in the food and beverage industry. AP Intego: Best for Comparing Quotes by Agentsġ.Coverwallet – Best for Mobile Bartenders with Repeat Business and Comparing Quotes.Food Liquor Liability Program (FLIP): Best for Bartenders Who Need General Liability and Liquor Liability Policies.Digital commercial insurance brokers like CoverWallet or Simply Business make it easy for us to compare quotes from leading companies. ![]() The first rule of thumb is always comparing quotes from a few companies. How Much does Bartender Insurance Cost?.Bartender Insurance for Wedding: What do you need to know?.Best 3 Providers of Bartender Insurance.If you serve someone one drink too many and then they injure someone in an accident on the way home, could you be held liable? That’s where bartender insurance comes in. Being an independent and private bartender-that is, one not attached to a restaurant or bar-carries some responsibilities with it that you’ll need to be aware of. You did some bartending back in college, so when he asks you to be the bartender at his wedding, you enthusiastically say yes.īut not so fast. ![]() He’s booked a lovely venue for the reception.
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